SIP Calculator - Systematic Investment Plan calculator - Lump sum calculator
Investment in Mutual Funds can be done in lump sums or in SIP form. Our SIP calculator offers
returns
projections, pdf reports and amortization for both types of plans. Each plan has it's own
specific pros and cons. You can read more about both plans at
SIP Investment page.
Consider example: Investor wants to invest 1,00,000 in Mutual funds as a lump sum
amount
(one
time purchase of a specific mutual fund) and keep it for 8 years expecting
average
annual roi as 15 %. For getting returns projections user has to enter 100000 in lump
sum
textbox, 8 in Period textbox with Year as drop down selection and 15 in Expected
return
textbox. Click on Calculate button after putting these values and projections are
calculated. On changing any value, new projections as per latest data are
automatically
calculated.
SIP Calculation:
Consider example: Investor wants to invest 5,000 in Mutual funds on monthly basis
for 8
years
and expecting average
annual roi as 15 %. For getting returns projections user has to enter 5000 in SIP
monthly
amount
textbox, 8 in Period textbox with Year as drop down selection and 15 in Expected
return
textbox. Click on Calculate button after putting these values and projections are
calculated. On changing any value, new projections as per latest data are
automatically
calculated.
PDF reports and Amortization Table:
User can download pdf report free of cost for whatever calculations and projections
he has done on current screen. You can click on Download pdf button to download the
report. Pdf report consists of your returns projection,
inputs that has been considered for calculations, pie charts and amortization.
Amortization table shows specific returns projection on corresponding month which
lies
between the tenure entered. By using amortization table user can see projections on
any month just
by navigating to the row of intended month.
Pie Charts:
Pie chart graphically describes the investment scenario. It consists of 2 parts or
regions. 1st region gives idea about total interest
amount that
investor will receive at the end of tenure. 2nd part or region is the
principal that
is accumulated or invested over the tenure. Region 1 and 2 is always equals to maturity
amount. You can click on each region to see the amount and percentage. This pie
chart is also available in pdf report.
Comparison matrix of your returns against various years and returns.